What Zip Code Is North Jacksonville? Ultimate 32226 Guide 2026
What zip code is North Jacksonville? The primary zip code for North Jacksonville is 32226 — and if you’re researching homes, schools, commutes, or communities in this part of Duval County, that number is going to come up constantly. I’m Chad Dennis, a Realtor® with eXp Realty, LLC who lives and works in North Jacksonville’s 32226 corridor. This guide tells you everything you need to know about the zip code, what it covers, and why it matters for buyers.
What Zip Code Is North Jacksonville? The Direct Answer
What zip code is North Jacksonville? It’s 32226. This is the dominant zip code covering the northeastern corner of Duval County — including communities like The Cape, Jamestown, New Berlin, Black Hammock Island, Eagle Bend, and Pumpkin Hill Creek. A smaller portion of northern Jacksonville also falls within 32218, which covers the Oceanway area and parts of the northern Duval corridor closer to the airport.
For most buyers asking what zip code is North Jacksonville, 32226 is the number they’re looking for. It represents the most rural, waterfront-rich, and nature-adjacent portion of Jacksonville — and it’s the zip code I specialize in.
What Areas Does the 32226 Zip Code Cover?
The 32226 zip code spans a large geographic area in the northeastern corner of Duval County. Its boundaries are defined by:
- West: St. Johns River
- North: Nassau County line
- East: Atlantic Ocean / Timucuan Ecological & Historic Preserve
- South: Merrill Road / Fort Caroline Road corridor
Within those boundaries you’ll find:
| Community | Zip Code |
|---|---|
| The Cape | 32226 |
| Jamestown | 32226 |
| New Berlin | 32226 |
| Black Hammock Island | 32226 |
| Eagle Bend | 32226 |
| Pumpkin Hill Creek | 32226 |
| Oceanway | 32218 |
| Fort Caroline area | 32225 |
What Zip Code Is North Jacksonville for Military Families?
One of the most common reasons buyers ask what zip code is North Jacksonville is for military relocation purposes. Families PCSing to Naval Air Station Jacksonville or Naval Station Mayport frequently research the 32226 and 32218 zip codes as primary relocation targets.
Here’s why:
- 32226 — Offers the most space, privacy, and waterfront access. I-295 provides a direct 25–35 minute commute to NAS Jacksonville
- 32218 — Covers Oceanway and provides slightly shorter commute times with more retail access and denser housing options
Both zip codes are well within the military commuter range and are considered among the most military-friendly areas in the greater Jacksonville metro.
What Zip Code Is North Jacksonville for Schools?
Zip code determines school zoning in Duval County. Here’s how the 32226 and 32218 zones break down for Duval County Public Schools:
32226 Schools:
- New Berlin Elementary School
- Oceanway Middle School
- First Coast High School
32218 Schools:
- Oceanway Elementary School
- Oceanway Middle School
- First Coast High School
School zoning can vary by specific address even within the same zip code. Always verify your exact school assignment through the Duval County Public Schools school finder using your specific address before purchasing.
Why 32226 Matters for Real Estate Buyers
When buyers ask what zip code is North Jacksonville, they’re usually trying to figure out if this area is right for them. Here’s what the 32226 zip code actually signals from a real estate perspective:
Low inventory, consistent demand. The 32226 corridor has limited buildable land due to state park boundaries, river frontage, and preserve adjacency. That constraint keeps inventory low and buyer demand steady — which has historically supported strong appreciation.
Waterfront access at accessible price points. Compared to other Florida waterfront zip codes, 32226 offers St. Johns River access at price points that would be impossible in markets like Palm Beach, Naples, or even parts of St. Johns County.
Rural character within a major city. Zoned within the City of Jacksonville limits, 32226 residents have access to city services while living in a genuinely rural environment. That combination is rare anywhere in Florida.
Strong VA loan market. Given the high concentration of military buyers, VA loans are common and well-understood by lenders and sellers in the 32226 market. I am experienced in VA purchase transactions and can walk any military buyer through the process.
What Zip Code Is North Jacksonville Compared to the Rest of Jacksonville?
Jacksonville covers an enormous geographic area — it’s the largest city by land area in the contiguous United States according to U.S. Census Bureau data. That means zip codes vary dramatically in character. Here’s a quick orientation:
| Zip Code | Area | Character |
|---|---|---|
| 32226 | North Jacksonville (NE) | Rural, waterfront, nature-adjacent |
| 32218 | North Jacksonville (NW/Oceanway) | Suburban, military-friendly |
| 32225 | Fort Caroline / Arlington | Established suburban |
| 32207 | San Marco | Urban, historic |
| 32256 | Southside | Commercial, dense suburban |
| 32082 | Ponte Vedra Beach | Upscale coastal |
32226 stands apart from every other Jacksonville zip code because of its combination of rural lifestyle, waterfront access, and Duval County address.
North Jacksonville Zip Code Neighborhoods — Full Breakdown
Each community within the North Jacksonville zip codes has its own identity. Here’s where to go for deeper information:
- The Cape — Canal-front waterfront living in 32226
- Oceanway — Established community in 32218
- Jamestown — Rural riverfront acreage in 32226
- New Berlin — Agricultural hidden gem in 32226
- Black Hammock Island — Secluded waterfront peninsula in 32226
- Eagle Bend — Nature-surrounded value buy in 32226
- Pumpkin Hill Creek — State park adjacent living in 32226
For the complete community guide visit the North Jacksonville Real Estate Guide.
Frequently Asked Questions About North Jacksonville Zip Codes
What zip code is North Jacksonville? The primary zip code for North Jacksonville is 32226. The Oceanway area is covered by 32218. Together these two zip codes represent the full North Jacksonville market.
Is 32226 a good zip code to buy a home? Yes — 32226 offers exceptional value for waterfront and large-lot properties, consistent buyer demand, low inventory, and a quality of life that is difficult to replicate at similar price points elsewhere in Florida.
What cities are in zip code 32226? Zip code 32226 falls entirely within the City of Jacksonville, Florida. Communities within 32226 include The Cape, Jamestown, New Berlin, Black Hammock Island, Eagle Bend, and Pumpkin Hill Creek.
Is 32226 in Duval County? Yes — 32226 is entirely within Duval County, Florida. The City of Jacksonville and Duval County share a consolidated government, meaning 32226 residents are served by the same city-county administration.
What is the difference between 32226 and 32218? 32226 covers the more rural, northeastern portion of North Jacksonville — including most waterfront communities. 32218 covers the Oceanway area, which is more suburban in character and closer to the Northside retail corridor.
Ready to Buy in North Jacksonville’s 32226 Zip Code?
Now that you know what zip code is North Jacksonville — the next step is finding the right community and the right home within it. The 32226 and 32218 markets move fast, inventory is limited, and local knowledge makes a real difference.
I’m Chad Dennis, Realtor® with eXp Realty, LLC — a 32226 resident and specialist in North Jacksonville real estate, military relocations, and waterfront property.
(407) 219-0821 
seealllistings.homes
Have more questions? Visit the North Jacksonville Real Estate FAQ — answers to every question buyers ask about the 32226 market.
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