North Jacksonville Home Prices: September 2026 Market Update
Written by Chad Dennis, REALTOR® — MRP | CBA | CELA | CLHA | NHCP | CREN
eXp Realty · North Jacksonville Military Relocation Specialist · (904) 977-5509 · Last Updated: September 2026
The summer surge cooled off. After a spring and early summer where homes started moving faster, July and August brought the market back toward balance — Duval County inventory climbed to 3.9 months of supply, closed sales slipped, and buyers got a little more breathing room. But here’s the part that matters if you own a home in North Jax: prices held. Jacksonville’s median sale price is up 2.0% year-over-year, and 32226 is up a full 8.0%.
I publish this market update monthly because North Jacksonville home prices don’t move the same way Jacksonville Beach or San Marco prices do. This area has its own dynamics driven by military relocation, new construction, JAXPORT, and the airport corridor. Here’s what the data says heading into fall.
Jacksonville Market Snapshot — Late Summer 2026
$310K
Jacksonville Median
Sale Price (+2.0% YoY)
3.9
Months of
Inventory
97.6%
Sale-to-List
Price Ratio
28–57
Median Days
on Market
North Jacksonville Home Prices by Zip Code
Not all of North Jacksonville moves at the same pace. Here’s how North Jacksonville home prices compare across the key zip codes:
32226
Oceanway · The Cape · Black Hammock
~$419K
Median sale price
Up 8.0% YoY — North Jax’s biggest gainer. Waterfront, new construction, and established communities drive higher values. Trade-off: ~77 days on market (up from 56 last year). Homes sell at about 97.9% of asking.
32218
River City · Airport Corridor
~$318K
Median sale price
Roughly flat YoY (−0.7%), but price per square foot is up 5.3%. Homes here sell at 98.8% of asking — the tightest negotiating margin in North Jax. ~61 days on market. Highest new-construction volume.
32219
Garden City · Rural Northside
~$308K
Median sale price
Most affordable of the three. Flat to slightly down YoY. Days on market improved to ~65–70 (from 100+ this spring). Acreage and equestrian properties create wider price swings. Buyer leverage is still strongest here.
What This Means for Sellers
If you’re thinking about selling a home in North Jacksonville this fall, here’s the honest take on where North Jacksonville home prices leave you:
The Good News
North Jacksonville home prices are holding. Jacksonville-wide values are up 2.0% year-over-year, 32226 is up 8.0%, and 32218 sellers are getting 98.8% of asking. The homes that are priced right are still going under contract fast — the median Duval County single-family home went pending in about 28 days in July. Buyers haven’t disappeared; they’ve just gotten pickier.
The Reality Check
Inventory climbed to 3.9 months — up from about 3.4 earlier this summer — and closed sales in Duval County dropped nearly 13% from June to July. Nearly 4 in 10 Jacksonville listings took a price cut. Buyers have more alternatives, and with rates still near 6.7%, they’re using them. In 32226, homes are averaging 77 days on market, up three weeks from last year. Overpricing costs you time and money.
My Advice
Fall is traditionally a strong window for serious buyers — fewer tire-kickers, more people who need to close before the holidays. Price at the market on day one, not above it hoping to “leave room.” The first two weeks are when you get the most eyes. A home that sits 60+ days becomes a target for lowball offers. I use hyperlocal comparable data to price your home at the intersection of competitive and profitable.
What This Means for Buyers
The pendulum swung back your way this summer. Zillow named Jacksonville the #1 metro in the country for first-time buyers in 2026, and the late-summer North Jacksonville home prices data backs that up. Here’s how to use it:
Negotiate Closing Costs
With 3.9 months of inventory, sellers are more willing to contribute to your closing costs. Ask for 2-3% — especially on homes sitting 60+ days or that have already taken a price cut.
Shop 32219 and 32226 for Leverage
These two zips have the longest days on market (65–77). That’s where you’ll find the most motivated sellers. 32218 is tighter — expect to pay closer to asking there.
Don’t Waive Inspections
You don’t need to. Repair negotiations are back on the table. Take your time on due diligence — not on decisions, because the best-priced homes still go in under 30 days.
Military Buyers: If you’re PCSing to NAS Jax or Mayport this fall, this market works in your favor. More inventory means you can find the right home, negotiate fairly, and use your VA loan benefits without bidding-war pressure. I specialize in helping military families navigate Jacksonville — from pre-approval with VA lenders to closing.
What’s Next for North Jacksonville?
Industry experts project continued modest, sustainable movement through the end of 2026. Here’s what’s driving North Jacksonville home prices specifically:
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Data Sources: Redfin, Zillow, Northeast Florida Association of REALTORS®, Freddie Mac PMMS, FRED Economic Data (St. Louis Fed). North Jacksonville home prices and market data reflect most recent available figures as of publication. For the most current data on a specific property or neighborhood, contact Chad Dennis at (904) 977-5509.
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